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Address: 3695 N High St Columbus, OH 43214
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Phone: (614) 236-8691
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Email: contact@isnerinsurance.com
Susan and Clint Quote Comparison
Grange
Grange Home Insurance
Dwelling Coverage (A): $338,000
Other Structures (B): $6,760
Personal Property (C): $270,400
Loss of use (D): $169,000
Personal Liability (E): $500,000
Medical Payments (F): $5,000
Deductible: $2,500
Endorsements:
Underground Service Line Coverage: $10,000
Equipment Breakdown Coverage: $50,000
Expanded Replacement Cost Coverage A: 50%
Personal Property Replacement Cost: Included
Special Personal Property Coverage: Included
Blanket coverage for Firearms: $25,000
Annualized Cost: $2,060
Other Structures (B): $6,760
Personal Property (C): $270,400
Loss of use (D): $169,000
Personal Liability (E): $500,000
Medical Payments (F): $5,000
Deductible: $2,500
Endorsements:
Underground Service Line Coverage: $10,000
Equipment Breakdown Coverage: $50,000
Expanded Replacement Cost Coverage A: 50%
Personal Property Replacement Cost: Included
Special Personal Property Coverage: Included
Blanket coverage for Firearms: $25,000
Annualized Cost: $2,060
Grange Auto Insurance
Bodily Injury Liability: 500/500
Property Damage Liability: 250k
UM/UIM: 500/500
Medical Payments: 5,000
Comprehensive: $250 (for Ford Maverick and 2005 Audi)
Collision: $500 (for Ford Maverick and 2005 Audi)
Rental Reimbursement: not included
Deductible waiver bundle: Included (Ford, Audi)
Original Equipment Manufacturer: Included (Ford)
New Auto Replacement: Included (Ford)
Annualized Cost: $1,778
Property Damage Liability: 250k
UM/UIM: 500/500
Medical Payments: 5,000
Comprehensive: $250 (for Ford Maverick and 2005 Audi)
Collision: $500 (for Ford Maverick and 2005 Audi)
Rental Reimbursement: not included
Deductible waiver bundle: Included (Ford, Audi)
Original Equipment Manufacturer: Included (Ford)
New Auto Replacement: Included (Ford)
Annualized Cost: $1,778
Grange Umbrella Insurance
Liability: $1,000,000
Uninsured/Underinsured Motorist: $1,000,000
Annualized Cost: $527
Uninsured/Underinsured Motorist: $1,000,000
Annualized Cost: $527
Jeweler's Mutual Jewelry
All scheduled items, Includes Clint's ring
$500 deductible
Annualized Cost: $839
$500 deductible
Annualized Cost: $839
Annualized total: $5,204
vs.
State Farm
State Farm Home Insurance
Dwelling Coverage (A): $316,200
Other Structures (B): $31,620
Personal Property (C): $237,150
Loss of use (D): $94,860
Personal Liability (E): $100,000
Medical Payments (F): $1,000
Deductible: 0.5% ($1,581)
Endorsements:
Underground Service Line Coverage: $10,000
Home Systems Protection: $50,000
Expanded Replacement Cost Coverage A: Not included
Personal Property Replacement Cost: Not included
Special Personal Property Coverage: Not included
Blanket coverage for Firearms: Not included
Annualized Cost (including Clint's renters policy): $1,082
Other Structures (B): $31,620
Personal Property (C): $237,150
Loss of use (D): $94,860
Personal Liability (E): $100,000
Medical Payments (F): $1,000
Deductible: 0.5% ($1,581)
Endorsements:
Underground Service Line Coverage: $10,000
Home Systems Protection: $50,000
Expanded Replacement Cost Coverage A: Not included
Personal Property Replacement Cost: Not included
Special Personal Property Coverage: Not included
Blanket coverage for Firearms: Not included
Annualized Cost (including Clint's renters policy): $1,082
Current Auto Insurance
Bodily Injury Liability: 250/500
Property Damage Liability: 100k
UM/UIM: 100/300
Medical Payments: 5,000
Comprehensive: Not included
Collision: Not included
Rental Reimbursement: Not included
Deductible waiver bundle: Not included
Original Equipment Manufacturer: Not included
New Auto Replacement: Not included
Annualized Cost: $487 (Susan) + $1,832 (Clint)
Property Damage Liability: 100k
UM/UIM: 100/300
Medical Payments: 5,000
Comprehensive: Not included
Collision: Not included
Rental Reimbursement: Not included
Deductible waiver bundle: Not included
Original Equipment Manufacturer: Not included
New Auto Replacement: Not included
Annualized Cost: $487 (Susan) + $1,832 (Clint)
Current Umbrella Insurance
Liability: $1,000,000
Uninsured/Underinsured Motorist: Not Included, Susan
Uninsured/Underinsured Motorist: Included, Clint
Annualized Cost: $127 (Susan) + $531 (Clint)
Uninsured/Underinsured Motorist: Not Included, Susan
Uninsured/Underinsured Motorist: Included, Clint
Annualized Cost: $127 (Susan) + $531 (Clint)
State Farm Jewelry
All scheduled items, not including Clint's ring
$500 deductible
Annualized Cost: $692
$500 deductible
Annualized Cost: $692
Annualized total: $4,751
★★★★★
Additional Cost Outlay
$453