Smith Family Quote Comparison

Dwelling Coverage (A): $794,100
Other Structures (B): $79,410
Personal Property (C): $555,870
Loss of use (D): $158,820
Personal Liability (E): $500,000
Medical Payments (F): $5,000
Deductible: $1,500

Optional Coverage Items:

Special Personal Property: Included
Personal Property Rep. Cost: Included
Extended Dwelling Cvg: 100% Coverage A
Loss Assessment: $10,000
Replacement Cost Roof: Included
Water Back-up: 100% Coverage A
Ordinance or Law: 100% Coverage A
Identity Recovery: Included
Personal Offense: Included
Equipment Breakdown: Included
Service Line Coverage: Included

Scheduled Jewelry:

Kims's Wedding Band: $3,315
Kim's Engagement Ring $13,960


Annualized Cost: $1,713 paid in full

Save $50 annually with $2,000 deductible

Similar coverage, Annualized Cost: $1,484

$2 Million Liability Coverage
$2 Million Uninsured/Underinsured Motorist Coverage

Annualized Cost: $518, paid in full

Property Location Limit (A-C) $1,778,318
Loss of use (D): $666,869 (up to 24 months)
Personal Liability (E): $500,000
Medical Payments (F): $5,000
Deductible: $1,000



Optional Coverage Items:

Special Personal Property: Not Included
Personal Property Rep. Cost: Included
Extended Dwelling Cvg: Uncapped
Loss Assessment: $5,000
Replacement Cost Roof: Included
Water Back-up: $10,000
Ordinance or Law: 5% Aggregate Limate
Identity Recovery: Not Included
Personal Offense: Included
Equipment Breakdown: Not Included
Service Line Coverage: Not Included

Scheduled Jewelry:

Kims's Wedding Band: $3,315
Kim's Engagement Ring $13,960


Annualized Cost: $3,637 paid in full

Similar coverage, Annualized Cost: $1,861

$2 Million Liability Coverage
$2 Million Uninsured/Underinsured Motorist Coverage

Annualized Cost: $613, paid in full